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Frequently Asked Questions - TEXAS



Spec Manufactured Land/Home (licensed retailers only -- no consumers)
  • 70% w appraisal
    • 10% Loan-To-Cost down (10% of purchase price + repairs) NOTE: Repairs will still be rolled into the loan
    • 6 Month Loan Term
    • 13.88% Interest Rate (lower with experience and good credit)
    • 4 Points Origination ($2,000 Minimum)
    • Up to 70% LTV
    • Docs required (DL, SSN, bank statements, experience sheet, GC information, entity docs, pull credit, RBI licensing info)
    • $520 appraisal fee at application


Property Tax Sale Lending
  • We have several programs based on your experience and financials
  • Call Craig for details